Category: Insights

  Fiscal deficit   The centre has brought its fiscal deficit down from 9.2% of GDP in FY21 to 4.8% in FY25, and it’s aiming for 4.4% in FY26. At the same

Authors: Chandrasekar V and Aiswarya Ram The global cloud landscape is entering a new phase – what was once a market centred on infrastructure has evolved into an expansive ecosystem

Authors: Chandrasekar V and Manasa Krishnan For the average retail investor, an SIP debit arrives every month like clockwork. What doesn’t arrive with the same clarity is an explanation of

RBI unwrapped a box of goodies to power credit and business last Wednesday, even as it delivered a better growth outlook and kept policy rates untouched. RBI also floated a

For years, firms have chased a familiar dream: automate the tedious, eliminate error, and let efficiency compound. The recent evidence points in a different direction. Automation, pursued as an end

Author: Ananya Raju In the bustling weekly haat of Baramati, Maharashtra, 35-year-old Kamla, a vegetable seller, exemplifies the shift towards digital payments in rural India. Just a few years ago,

Authors: Anuradha Ramachandran, Ananya Raju India’s financial sector has been grappling with a credit-deposit mismatch, where incremental loan growth is outpacing deposit growth since FY23. To enhance financial stability and

Sreeraman runs a road-side eatery in Madurai and earns ₹40,000 a month. He has grown into this career from a day job because he wanted to be a self-employed microentrepreneur.

Shri. R. K. Talwar, one of the greatest bankers India had ever produced, mentored Shri. Narayanan Vaghul at SBI, who went on to build another world-class institution, ICICI. It takes

India’s core banking solutions get a FinTech makeover – and the shift is redefining the future of banking. The banking sector in India is witnessing a significant transformation, driven by