Category: Insights

Author: Ananya Raju In the bustling weekly haat of Baramati, Maharashtra, 35-year-old Kamla, a vegetable seller, exemplifies the shift towards digital payments in rural India. Just a few years ago,

Authors: Anuradha Ramachandran, Ananya Raju India’s financial sector has been grappling with a credit-deposit mismatch, where incremental loan growth is outpacing deposit growth since FY23. To enhance financial stability and

Sreeraman runs a road-side eatery in Madurai and earns ₹40,000 a month. He has grown into this career from a day job because he wanted to be a self-employed microentrepreneur.

Shri. R. K. Talwar, one of the greatest bankers India had ever produced, mentored Shri. Narayanan Vaghul at SBI, who went on to build another world-class institution, ICICI. It takes

India’s core banking solutions get a FinTech makeover – and the shift is redefining the future of banking. The banking sector in India is witnessing a significant transformation, driven by

2023 marked the second-highest year for Indian Private Equity (PE) and Venture Capital (VC) fundraising, with a record ₹1.3 trillion raised across 102 funds. This set a new record for

The rural economy in India is experiencing significant growth, catalysed by a convergence of significantly enhanced digital reach and strategic infrastructure development. This surge is not only reshaping the economic

Navigating the wealth divide and embracing inclusive growth: the biggest challenges Over the past few decades, India’s economic odyssey has been remarkable. The nation consistently clocked impressive growth rates, with

The financial services space contributes 15% to the GDP; its size is comparable to the expansive manufacturing space, which includes sectors like FMCG, apparel, pharma, chemicals, etc. and contributes 18%

Background: IRDAI initiated the idea of BimaSugam in 2022 and wanted to materialise in January 2023; however, it has been delayed due to multiple reasons. Public sources and the recent