About Yubi Group
The Yubi Group is the world’s only technology company powering the end-to-end debt lifecycle. The Group encompasses five companies – Yubi, Accumn, Spocto X, YuCollect and Aspero – each contributing significantly to different stages of debt financing, including origination, credit decisioning, fulfillment, and collections. United by a shared mission, the Yubi Group aims to deepen the debt market, advance financial inclusion, and drive economic growth by making debt financing accessible and efficient for all.

Founded in 2020:
Gaurav Kumar, Founder and CEO of the group identified the need for a common denominator that could democratize access to debt in the formal sector.

Backed by marquee investors:
Besides TVS Capital, the company is backed by Peak XV, Lightspeed, Lightrock, B Capital Group, Dragoneer Investment Group, and Insight Partners.

Empowering the lending ecosystem:
Yubi’s technology infrastructure, risk evaluation, and collections platforms facilitate every stage of the debt lifecycle.

Benefits for lenders:
Increased reach, expanded loan book, risk mitigation through AI-powered tools and ethical collections system.

Benefits for borrowers:
Diverse credit options, access to competitive rates, and efficient loan processing.

Deepening the bond market:
Yubi Group’s fixed income investment platform, Aspero (registered as CredAvenue Securities Private Ltd.), empowers retail investors and wealth managers to participate in the corporate bond market.

Yubi has facilitated debt volumes of over ₹1,40,000 Cr, with 17,000+ enterprises and 6,200+ investors and lenders on its platform, and reduced collections costs by 57%. The Yubi Group is committed to building a more transparent, responsible, and inclusive debt ecosystem in India.

Headquartered in Chennai, the Group has a pan-India and MENA presence with offices in Gurgaon, Mumbai, Bangalore, Hyderabad, Ahmedabad and Dubai.

Company Website – www.go-yubi.com

Founded in2020
Invested inSeptember 2021
SectorFinancial Technology