Macro March 2023
What latest GDP release mean for us? India’s economy stands resilient in the face of global uncertainties, though the path to recovery has turned longer. After unabated challenges the last few years starting with the pandemic and continuing with geopolitical uncertainties, the global economy has been seeing a slump in growth. Further playing spoilsport […]
The Digital Payments Revolution
India’s digital payments transformation is now a well-known story across the world. The country has seen unprecedented scale and adoption over the past decade, on the back of what is now arguably the most sophisticated digital payments infrastructure in the world. The enablers of this growth have been multiple – the government’s push for a […]
Evolution of Logistics Tech
Overview: In recent times, with significant thrust on infrastructure and through multiple digitization initiatives, India has started to take several strides towards the development of logistics sector. However, India continues to have one of the highest logistics costs (as a percentage of GDP) in the world – standing at 14 compared to the global average […]
The Year Ahead
The global economic outlook presented here is a collation of the consensus views of multiple large brokerages and asset managers globally, including the likes of Goldman Sachs, Citi Wealth, Morgan Stanley, and HSBC. Key Takeaways: 1. There is high potential for a global recession in 2023 – with a marked impact on the Eurozone and […]
TVS Capital named BFSI Investor of the Year 2022 at APEX’23 PE-VC Awards
TVS Capital Funds (TCF) received the BFSI Fund of the Year 2022 Award as part of Venture Intelligence APEX‘23 Private Equity & Venture Capital awards event in Mumbai. The Venture Intelligence “Awards for Private Equity Excellence” (APEX) is dedicated to celebrating the best that the Indian Private Equity & Venture Capital industry has to offer. The […]
Housing Finance in India
Overview: The housing finance market in India has been rapidly growing driven by a significant increase in demand for housing loans in the recent years. Market growth is primarily driven by factors such as urbanization, population growth, and rising income and affordability levels. Housing finance AUM has grown from $83 B in 2012 to $322B […]
RBI’s prognosis on state of Indian Economy
The coming decade will mark India’s ascent on the world stage, states RBI’s Bulletin on State of the Economy While the Indian and global economy is putting out mixed signals in its direction in the short run, the longer-term picture paints an optimistic outlook. With 2023 well underway, the long-awaited signs that inflation pressures are waning […]
SME’s and Employees Health Insurance
India has about 63 million MSMEs which employ 330 million people and contribute to 30%+ to India’s GDP. Only 5 percent of these firms provide health insurance to their employees. The key reasons for this are attributed to the following: MSMEs paying less attention to health insurance owing to high premiums. The small employee base […]
India’s Growth story reinforced
As a tumultuous year comes to an end, the big question is whether the economy will reflect much of the optimism that we are seeing in the equity markets? Fortunately, there are ample signs that the worst is about to be over, but in the coming year at best we could still see a prolonged […]
Loan Distribution Platforms
It is a well-known fact that penetration of credit in India is significantly lower than other emerging markets – both for individuals as well as MSMEs due to a large spectrum of challenges. Domestic credit to GDP in India is ~55% and has improved nominally from 52% in the last decade. Comparison with other economies […]